Selling Structured Settlements

Posted on Aug 18, 2014 in CAC Update | Comments Off

Sometimes, it all comes down to timing.  There are times when money isn’t as necessary as it can be at other times.  A person can have a good job, be on top of their bills, and be moving along in life without any major expenses.  Then, without warning, a problem could arise that can only be solved with money.  When this happens, a person could find themselves scrambling around for cash, looking to borrow money from friends or relatives.  If the person has a structured settlement, however, they may be able to save themselves from some real grief.

A structured settlement is a payout from insurance companies of a specific amount, given out in increments over a specific amount of time.  Structured settlements can be given out for a number of reasons, including car accidents and worker’s compensation cases.  While the purpose of this kind of settlement is to ensure that the victims receiving the money will have support for a long time, the truth is that sometimes, these small payments can begin to seem like not enough.

As expenses like home repairs and medical bills pile up, the small amounts doled out by the insurance company for the structured settlement can begin to seem insignificant.  Instead of being helpful, these small payments become another reminder of the victim’s growing financial insecurity.  Worse, the victim knows that there is a large sum of money that is theirs, they just can’t access it.

By selling their structured settlement, or at least a portion of it, a victim can take back control of their life when it becomes unwieldy with financial demands.  It’s not fair to someone who has needs and expenses to hold an amount of money in front of them and then tell them they can’t have it.  Selling a structured settlement allows for a victim to shed the financial chains that are holding them back from taking care of their problems.

The lump sum received from selling a structured settlement can be used for many things.  Home repairs and renovations can often be paid for with proceeds from selling a structured settlement.  Accidents that result in structured settlements often result in permanent injury.  Using a structured settlement to build ramps or make a house livable for someone who has been injured is a great use of money.  As long as the lump sum is deemed to be in the best interests of the victim, they can have their money.

Selling a structured settlement isn’t for everybody.  If a victim feels like the settlement isn’t working for them, however, it could be the right thing to do.

Read More

Watch Buyers in New York City

Posted on Aug 25, 2013 in jewelry | Comments Off

Was looking for a watch buyer in new york city and wanted to see if any of our readers here at Club At leticohuila had any advice on where to go. I went to the diamond district on 47th street and was rather amazed by the amount of traffic and agressiveness from the workers there I did not feel comfortable selling off my items to them and wanted to know outside of a pawn shop where people prefer to go in Manhattan? It is a rolex and a cartier timepiece that I am looking to get rid of. Any reviews on GGC & Diamonds?

Read More

Lloyd Schwed

Posted on Aug 23, 2013 in Legal | Comments Off

Lloyd Schwed

Lloyd Schwed, founder of the law firm, Schwed Kahle & Kress, P.A., has been a member of the Florida Bar Association since 1985 and is currently admitted to practice law in the Southern, Middle and Northern Federal District Courts as well as before the Eleventh U.S. Circuit Court of Appeals.

Mr. Schwed founded his AV-rated litigation law firm nearly eight years ago on the basis of serving institutional clients and individuals throughout the Florida area. Currently, Mr. Schwed is the President and Managing Partner. The firm has represented many of the largest insurance carriers and financial institutions and has successfully defended hundreds of claims in D&O, Professional Liability, E&O, Construction, Financial Institutions and Casualty and Personal Injury. With offices located in Palm Beach, Orlando, Miami and Tampa, Schwed Kahle & Kress is equipped to handle cases throughout Florida, from the Panhandle to Key West.

Mr. Schwed received his Bachelor of Arts Degree from Loyola University in New Orleans and went on to attend Washington University, where he earned his J.D. in 1985. He began practicing law at Fowler White in Miami in the areas of business and commercial litigation and was promoted to Shareholder in six years. Currently, Schwed has more than 27 years of experience in various areas of law. Previously, he was an Adjunct Professor of Law at the University Of Miami School Of Law and has served as a speaker on Securities Law for Florida attorneys  seeking continuing legal education credits.

When Mr. Schwed is not working, he enjoys golfing as a member of the Jupiter Hills Golf Club. He is a longtime Parishioner at St. Paul of the Cross Catholic Church in North Palm Beach. Aside from being an avid golfer, Mr. Schwed also enjoys boating and swimming in the beautiful waters of Northern Palm Beach County.

Read More

All about hearing aids

Posted on Apr 16, 2013 in Health and Fitness | Comments Off

Nowadays, there are three main types of hearing aids which offer completely different options in terms of size, capability to amplify the sound waves, location within or around the ear

Beyond simply that, there are three main designs when it involves hearing aid units:

Completely In Canal -These devices move into your auditory canal and are designed specifically to your specifications. CIC units are smaller and nearly invisible to the eye as they are completely hidden within the auditory canal.

Either one among the units are often used for individuals with slight to moderately severe degrees of hearing loss. Due to their size, they are tougher to adjust and remove.

In the Ear – These hearing aids work entirely inside of your external ear organ inside a tough plastic housing that helps for Finetone Hearing. They are best suited to those that have trivial to profound hearing loss.

Behind the Ear – This model consist of all of its parts inside a detected plastic housing settled behind the ear. A plastic mildew fits nicely inside the ear and works to direct the sound into the ear and improve overall quality of sound for the user as well as prevent tendonitis. One among the latest additions is the mini behind the ear unit, which inserts fully behind the ear. It works through a tiny tube that reaches into the canal. You may not need to worry regarding your voice coming across as stifled or any excessive buildup of wax.

Read More

Should You Consider Windshield Replacement When A Small Dent Appears?

Posted on Mar 14, 2013 in automotive | Comments Off

We are sure that you noticed many different cars running on the highway with windshields that are dented. Some of them have a pretty large dent while others just have a small dent visible.

372_images_q=tbn_ANd9GcTg_whjrXYWCURM4-WtpvOiPxogReUSxpDR6wR7U6lcHrL9SXiF3QContrary to what you might be tempted to believe, windshield replacement should not be considered only when the dent is really large. In that case it is quite obvious that you have to make a change but what should you do when the dent is small?

As soon as you notice a dent, it is recommended that you take your car to a windshield replacement houston shop. This should be done as soon as possible because dents have a nasty habit of growing as time passes.

When the dent is small, it can usually be fixed. There are various high quality products that would be used by a specialist to fill the dent and stop the spread. Many would actually replicate the windshield glass and the dent would not bother you in the least bit while driving.

If you wait too long, the dent will grow. When it reaches a certain size, there is no option that remains except complete windshield replacement. That is why you have to hurry.

Even if hurrying is the best thing that you could do, this should not translate into going to the very first shop that you find. Allow yourself one day to learn about windshield replacement shops and see exactly which one is better in your case your children s care and safety depend on it. Focus on experience with your car make and model to find the best possible auto repair shop to get the job done.


Read More

PointsTo Consider For WindshieldReplacement

Posted on Mar 14, 2013 in automotive | Comments Off

Your vehicle insurance is not just restricted to liability coverage. The liability cover of your insurance usually doesn’t provide coverage for glass replacement. With this being the situation, replacing the windshield can prove to be an extremely costly affair.

6However, if you have comprehensive coverage in your insurance policy, you are saved from the trouble of bearing the entire cost of the windshield. as long as the replacement cost is under the deductible, you wouldn’t have to pay for it.

Even though higher deductible would reduce your monthly premiums, you would still have to pay in full for the low-value repairs. But if the replacement costs go beyond the deductible, it would be better to file a claim, as it can help you save some money.

In such a case, most people want to know if such a claim can raise their rates. Usually, a claim for windshield replacement doesn’t increase the insurance costs. The reason behind this exemption is that broken windshields are usually taken as no-fault claims. In other terms, they are not caused because of the driver’s fault.

However, you shouldn’t take this as a comprehensive statement because sometimes there can be exceptions. If the windshield gets damaged during off-road driving, your insurer may have issues with your claim.

The insurance company may get concerned about the way the chipping occurred. In any case, you can save more money by considering houston windshield repair rather than getting it replaced. Repairing the glass can prove to be a relatively less costly affair.

Read More

The Legal Aspect Of Running A Head Shop In Phoenix

Posted on Jan 28, 2013 in Business | Comments Off

Nowadays a head shop in phoenix needs to fight many people that do not properly understand the fact that this is actually a legal business. The problem appears because of what materials are currently sold. In many situations the items sod can be utilized for illegal and legal purposes

Some drug paraphernalia is nowadays considered to be illegal. It is really important to see exactly what rules apply in Phoenix since they can vary from what you might notice in another US state.

The head shop owner will always argue that some of the products sold are not illegal due to the fact that they are to be used with legal substances like herbal highs and tobacco.

The biggest problem connected with head shops is linked with medicinal marijuana. In a regular head shop this can be sold due to the fact that people that need this drug to live properly and a doctor says that they need this, the head shop owner will offer the drug based on a prescription.

If you own a head shop, you need to always take care of the problems that are associated with the law. Make sure that you are always aware of what you can sell and what cannot be sold. If you are careful, there is absolutely no problem that could appear and your business will be completely legit.

Make sure that you never break the law. The temptation to sell illegal drugs is high but if you do that and you are caught, you can end up with so many different legal problems and even jail time.


Read More